With over 12 years of progressive experience in banking, I bring a proven track record in credit risk management, portfolio supervision, and recovery operations.

        ​Currently serving as Manager Special Asset Management at NRSP Islamic Microfinance Bank, I am responsible for overseeing credit operations, managing non-performing loans (NPL), and leading recovery strategies across multiple branches. My role involves close coordination with recovery teams, implementation of litigation processes, and ensuring compliance with regulatory standards set by the State Bank of Pakistan (SBP).

       ​Throughout my career, I have successfully managed large credit portfolios, improved recovery ratios, and consistently achieved assigned targets. My experience as Branch Manager/BRM and Team Leader has strengthened my ability to lead teams, optimize branch performance, and build strong client relationships that contribute to sustainable business growth.

        ​I hold an MBA in Marketing along with a strong academic background in Education and Economics, which complements my practical expertise in financial operations and strategic planning. I am confident that my leadership skills, analytical mindset, and commitment to excellence make me a strong candidate for your organization.

        ​I would welcome the opportunity to contribute to your team and further discuss how my experience aligns with your organizational goals.

        Thank you for considering my application.

Best Regards.

Ghulam Abbass

aks_abbas@yahoo.com

+92 300-6761627

+92 301-7851514