Company: Utopia Brands
Location: Karachi, Lahore, Pakistan
Job Type: Full-time
Working Hours: 3:00 PM – 12:00 AM (aligned with US time zones)
Department: Supply Chain
About Utopia Brands

Role Overview
As Manager – Global Insurance, you will own Utopia’s international insurance program. You will work closely with internal teams to understand our operations and arrange compliant, cost-effective cover in every country where we operate.

Key Responsibilities
Manage the global insurance program across supply chain, transport, warehousing and payroll
Coordinate master and local policies, including locally admitted cover, in multiple countries
Arrange and renew key lines: marine cargo, fleet and auto, property, business interruption, general liability, workers’ compensation, employers’ liability, group personal accident and EPLI
Ensure compliance with local insurance laws in each country, including US state and Canadian province requirements
Verify that third-party carriers and logistics partners hold valid insurance, with adequate limits and Utopia as additional insured
Prepare data and manage premium audits, endorsements and mid-term changes across regions
Maintain a single renewal calendar across countries and lines, with no lapses
Work with international brokers and underwriters, keep direct contact with insurers, and maintain backup placement options on major lines
Negotiate improvements in cost and terms at renewal
Guide claims across regions, maintain a central claims register and report on losses and exposure
Respond quickly and clearly to internal insurance requests

Qualifications and Experience
Bachelor’s degree in Finance, Risk Management, Insurance or Business Administration
ACII, CPCU or ARM preferred
8–10 years of commercial insurance experience, including time on the corporate buyer or broker side
Proven experience managing multi-country insurance programs (master vs local policies, admitted and non-admitted rules)
Direct experience working with international brokers and underwriters
Working knowledge of logistics, trucking, warehousing or payroll risk is a plus

Skills
Strong knowledge of international commercial insurance and regulatory requirements
Risk mapping and submission writing
Excellent communication, able to explain insurance clearly to non-insurance colleagues
Relationship building with brokers and underwriters
Ability to manage priorities across time zones and shifting deadlines
Comfortable working a evening shift (3 PM – 12 AM PKT)

What We Offer
Competitive salary and benefits
A high-visibility role with international scope
Opportunity to shape a global insurance function